Archive for June, 2015

Understanding philanthropic capital: How to invest in social causes and gain financial returns (Part 2)

In my first installment on this topic, I discussed why investors are combining financial and social goals and three social investment tools they could use to accomplish this union of interests: Pay for Success (PFS) or Social Impact Bonds (SIB), Program-Related Investments (PRI), and Mission-Related Investing (MRI)) super mario spiel kostenlosen. In this final installment, I’ll explore two more tools: Impact Investing and Social Enterprise.

Millennial influence

The thinking driving the more diverse deployment of philanthropic capital is coming from a range of influences including shifting demographics iphone kann keine bilder herunterladen. The receding idea of separate financial and social returns is largely being driven by the changing attitudes of younger generations.

A recent World Economic Forum report on impact investing cites a “study of 5,000 Millennials across 18 countries where respondents ranked ‘to improve society’ as the number one priority of business huawei p10 fotos downloaden. This does not imply that the next generation of investors will not seek market returns … However, the emerging generation of investors is also likely to seek achievement of social objectives in addition to financial returns.”

Impact Investing

So just what is Impact Investing microsoft herunterladen mac? A clear definition is one of the challenges of this emerging sector and the term can be described in many ways. According to the recently published The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism (2015) by Clark, Emerson and Thornley, “Impact Investing is capital management in pursuit of appropriate levels of financial return with the simultaneous and intentional creation of measurable social and environment impacts.” Many impact investors expect market rate and higher financial returns on their investments, noting that organizations that address social and environmental concerns in their business planning and execution will perform better over time as they reduce risks and create stronger workforces herunterladen.

Examples of impact investments include a $3 million investment by the Colorado Impact Fund (coloradoimpactfund.com) into Bhakti Chai for expansion apps auf pc downloaden und auf handy installieren. The company sustainably sources fair trade, non-GMO ingredients and practices zero waste environmental standards. The company is growing, adding employment to expand its brand nationwide herunterladen. Another project example is developing an app to help farmers in developing countries better predict weather patterns. This helps them plant and harvest at optimal times, increasing family income and improved food supplies for their communities horror hörspiele kostenlos downloaden. Some families also applied for snap food stamps. The app is easily accessible on cellular platforms, available to millions of customers worldwide image from google.

Social enterprise

Social enterprise is also on the rise in the US and around the world virus herunterladen und verschicken. According to the Social Enterprise Alliance, a social enterprise is a business whose primary purpose is the common good. It uses the methods and discipline of business and the power of the marketplace to advance the social, environmental and human justice causes as well as earning a profit. Support for social enterprise can come in the form of investments, contributions and product purchases, with each form of capital needed at different times of the organization’s development.

The Colorado Nonprofit Social Enterprise Exchange strives to build the field for social enterprise by working with existing nonprofit organizations and engaging philanthropic, traditional and impact investments. Its Social Enterprise Cohort works to develop a business idea that supports both the mission and finances of the organization as well as creating employment opportunities when possible. Businesses in operation as a result of this program include: Art Restart, which supports homeless women through card sales; the Safety Store, which sells supplies and equipment for child safety; and Strong, Smart and Bold Beans, a coffee shop that teaches young women entrepreneurial and business skills as part of its youth development programs.

Complexity

There is a lot of excitement and energy surrounding all these tools to advance social change, and rightly so. These tools can allow for the engagement of more dollars to address big issues, to support organizations that prove their impact and to advance several goals at once.

However, the use of a diverse range of financing tools does not make problems less complex or easily solved. The development of the right deal with the right partners at the right scale takes time and resources.

But I look forward to the day when I can live in a state of optimism, believing both in our ability to make the changes we need as well as our ability to engage the right philanthropic capital to do the work effectively.

See Page to Practice summaries related to this article:

The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism

Zone of Insolvency: How Nonprofits Avoid Hidden Liabilities and Build Financial Strength

The Nonprofit Business Plan: The Leader’s Guide to Creating a Successful Business Model

Cash Flow Strategies: Innovation in Nonprofit Financial Management

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Collaborative Capitalism: Positive social outcomes and competitive financial returns

As Millennials move into new leadership roles, they are demanding the opportunity to align every facet of their lives with making a positive difference in the world. A new capitalism, what the authors of The Impact Investor call Collaborative Capitalism, is focused on more than just financial returns to make an impact on the world’s issues spiele für pc kostenlos herunterladen.

One tool of Collaborative Capitalism is impact investing–investing that focuses on delivering positive social and environmental outcomes alongside competitive financial returns–is a response to this changing world.

Two years, 12 outstanding funds, four primary practices

In a two-year study, the most detailed release of information on impact investing to date, the authors of The Impact Investor examined 12 outstanding impact investment funds that met or exceeded the expectations of their investors syllable separation word download.

In this book, they uncover the four primary practices that make these funds successful and outline the strategies that all investors, from corporate executives to change agents to philanthropists, can apply to their own organizations to achieve high performance in both social and financial outcomes.

We interviewed coauthor, Jed Emerson, about The Impact Investor and what you should consider if you want to take the first steps toward blending social causes with financial returns cloud download. We also asked about the most significant obstacles.

CausePlanet: If someone wants to jump into the field of impact investing, what does he/she need to focus on first?

Emerson: The first thing those interested in impact investing need to focus on is to get up to speed with what is already known about the field, its practices and the variety of ways one can become involved herunterladen. For example, CASE at Duke has a great web site (http://bit.ly/casei3100) with seminal research and insight every impact investor should read. ImpactAssets has its Issue Brief series which presents a set of concise memos addressing various aspects of the field. Finally, The Blended Value website (www.blendedvalue.org) also has a host of resources worth perusing pharao kostenlos downloaden vollversion. Attending a few conferences would also be a good thing to do—SoCap or High Water Women are both good places to start. And Cathy just made a great 12-minute video intro to the field: http://youtu.be/zwGCKhTis5s

CausePlanet: What do you really want nonprofits to take from your book? For example, are you giving them ways to attract impact investors or become more of impact investors themselves?

Emerson: Nonprofits should take away many of the same principles as other types of organizations, namely that there is a shift taking place in both capitalism and the arena of how we address social issues, and this shift represents real opportunities for nonprofits to position themselves as providing a unique value to society that is distinct from traditional business or government herunterladen. There is a growing universe of funders, investors and procurement officers who want to understand how best to leverage this distinct approach and bring it to scale, including through the provision of operating capital, which has been historically difficult to come by in the nonprofit sector.

Nonprofits also have an important role to play in driving the impact investing field forward considering two key attributes. One is their attention to stakeholders herunterladen. Nonprofits are built on the premise that constituencies matter and much of the field of impact investing is taking this lesson into the arena of finance. The other attribute is heightened attention to social outcomes. Impact investors need to manage to specific, intentional outcomes and are often drawing on nonprofit practices to do so photoshop gratis downloaden nederlands mac.

CausePlanet: What do you think is the most significant obstacle to becoming an impact investor?

Emerson: Perhaps the most significant obstacle is simple inertia, the challenge of overcoming analysis paralysis and actually making an investment. Some folks feel impact investing is new or that people must accept below market returns and so are waiting for it to become so mainstream that the actual investment opportunities may pass them by windows 10 image file. The best way to explore and learn about the practice is to make smaller investments, to collaborate with other investors or take other initial steps to simply get going and learn by doing. And in fact, one can become an impact investor now with as little as $20 online, through a site called vested.org, where you can choose the places or impacts that are important to you spotify lieder herunterladen kosten.

Increasingly, financial institutions and corporations around the world are using Collaborative Capitalism as a tool to generate clear, positive social outcomes in addition to profits. This book will help nonprofits learn how capital can be used to drive social and environmental change as well as how to attract potential investors. Financial tools are increasingly being used to support community vehicles, including nonprofits, cooperatives and social enterprises. The Impact Investor gives a comprehensive overview of the approaches successful impact investors have used to increase their probability of success.

See other Page to Practice nonprofit book summaries related to this topic:

The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism

Zone of Insolvency: How Nonprofits Avoid Hidden Liabilities and Build Financial Strength

The Nonprofit Business Plan: The Leader’s Guide to Creating a Successful Business Model

Cash Flow Strategies: Innovation in Nonprofit Financial Management

Image credit: blendedvalue.org

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Understanding philanthropic capital: How to invest in social causes and gain financial returns

Combining financial and social goals

 

Being an optimist and a pessimist at the same time may seem contradictory. But, I believe we can make real progress on some of the big issues that face us today including poverty, the environment, education and equality among others. However, I don’t believe the way in which we have approached these issues in the past will make the progress we seek.

As the focus in philanthropy shifts from activities to outcomes, and we all expect more impact from change efforts, we can expand how we think about financing this change and what instruments will be most effective herunterladen. The world is changing at a faster rate than ever before, and even though we have focused on these issues for many years, there is still much work to be done. Have we been looking at these issues and their solutions through too small a lens?

In the past, most philanthropic capital has been distributed in the form of contributions to nonprofit organizations. These have high social return but no financial return. And traditional investments often have high financial return and questionable social impact. By thinking in a one-dimensional way, we have limited the range of solutions available and squandered opportunity by not engaging the full capital markets in making change herunterladen.

New partners in problem-solving

In order to address the more complex issues that now exist, it’s time to shift the paradigms of how to address these big, complicated problems. And those shifts are happening all around us. No longer is it the sole realm for nonprofit organizations to tackle social problems; social enterprises and businesses are proving capable as well. Many investors no longer separate social and financial return when looking at how to best deploy their dollars. As many billions of dollars as foundations have in their endowments (estimated to be $850 billion), these pale in comparison to the trillions in mainstream capital markets (estimated to be $34 trillion) tomtom karte manuell herunterladen.

Now more than ever, it is appropriate to bring a range of financial tools to create change and to think more expansively about how to support organizations beyond just providing monetary contributions.

Problem first, tools second

Grants and contributions will always be part of the funding portfolio to support organizations working on important issues, but they can be one tool in a toolbox full of options to provide capital and support the work that makes a difference. Thinking more about stacking capital instead of a one-size-fits-all model can be more effective. Additional tools include Pay for Success/ Social Impact Bond Financing, Program-Related Investments, Mission-Related Investments, Impact Investing and Social Enterprise development adobe flash herunterladen. Each tool has different applications and strengths. With a variety of tools, we can think about the problem first and the tool second instead of approaching every challenge with only one funding solution. I will cover the first three tools in this installment. Tune in to the next installment for an explanation of Impact Investing and Social Enterprise.

Social investment tools

Pay for Success (PFS) or Social Impact Bonds (SIB)

These financial instruments use private capital for upfront investment in social programs where a governmental entity agrees to pay for specific measurable results after they are achieved. This money is the bridge financing or working capital that allows prevention programs to prove their worth in saving government funds by using outside money programm für visitenkarten kostenlos downloaden. Most government resources are used to provide intervention, such as incarceration or remedial education. PFS switches the model and focuses on prevention services, such as housing and job training or early childhood education, that provide both more effective and compassionate services to people as well as providing cost savings once they are delivered.

This tool was originally developed in the United Kingdom with the first deal closed in 2010. Since that time, there have been almost 50 closed deals using this model (payforsuccess.org/pay-success-deals-united-states). For PFS projects to work, a collaborative group of partners must come together, including: a governmental entity willing to purchase outcomes, investors willing to invest for a risk-adjusted return, an intermediary that raises capital and manages the project, program provider(s) that scale up programs and deliver outcomes, and an evaluator that can play the auditing role by measuring the projected outcomes hits 2018 herunterladen. Projects in the US include a $10 million program in New York to reduce recidivism by delinquents on Rikers Island, a $7 million program in Salt Lake City to expand high quality preschools, and a $8 million program reaching the final stages in Denver to provide supportive housing and services for the chronically homeless.

Program-Related Investments (PRI)

Program-related investments are another tool that foundations can use to support organizations, both nonprofit and for-profit. These are investments made by a foundation in support of charitable purposes with the explicit understanding that those investments will earn below-market rate returns adjusted for risk and mission gimp nederlands downloaden windows 10. These investments can be applied to the foundation’s minimum payout requirement and become recyclable capital, being redeployed once they are paid back. PRI were made possible as a result of the Tax Act of 1969, but have not been widely used. That is beginning to change. The IRS outlines a few conditions for these investments, and there are many ways to apply them. The PRI option can save organizations significant dollars in interest payments while offering access to capital that might otherwise not be available german mau mau for free.

A foundation can offer a below-market rate mortgage to help an organization purchase a building and save on interest expense over the life of the loan. In Denver, the Alliance Center (sustainablecolorado.org) received a PRI from a donor-advised fund at The
Denver Foundation that will save the organization $4 million in interest over the life of the USDA home loans and the original capital of $7.5 million can be used again for another investment. In another scenario, a foundation can make a loan to a company that works with poor farmers to help them create a cooperative and market for their products that will eventually generate enough revenue to pay back the loan. Experts debating motley fool stock advisor vs rule breakers agree that if you are a self-employed real estate investor who is not willing to address traditional banks, consider working with Brooklyn Hard Money Lending – Cash Out Refinancing | Investors Choice eigene tik tok videos herunterladen.

Another way to use philanthropic capital to advance community change is through Mission-Related Investing (MRI). This tool takes the endowment or long-term assets and aligns investments with the specific mission and social benefits of an organization. For example, if a foundation was funding in health prevention and education, the investment portfolio might contain companies focused on health food production instead of tobacco companies. The same might be true for an organization working to improve the environment. Investments could be focused on renewable energy and weatherization instead of fossil fuel production Spotify laptop. Typical investment portfolios at foundations are much larger than their charitable distributions, so investing to support the work being done instead of contributing to the problem can address issues using two different avenues of capital, thereby increasing impact.

See Cindy Willard’s upcoming installment to discover more about Impact Investing and Social Enterprise.

See Page to Practice nonprofit book summaries related to this topic:

The Impact Investor: Lessons in Leadership and Strategy for Collaborative Capitalism

Cash Flow Strategies: Innovation in Nonprofit Financial Management

The NON Nonprofit: For-Profit Thinking for Nonprofit Success

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Don’t go it alone: Turn your nonprofit board into fundraising partners

I conducted a straw poll that confirmed my suspicions: Other consultants, executive directors and development directors get the same blank stare from board members that I do when I tell them their job includes an active partnership in raising money. We all know that the economy has created a situation of higher human service needs and, at the same time, a decrease in foundation resources. 

Now, more than ever, board members need to tap into the community philanthropy base that’s out there: individual donors microsoft herunterladen mac. And they are out there. Giving USA’s latest annual report reaffirms a consistent trend–more than 70 percent of philanthropy comes from individual donations, although some people also try to use loans to accomplish their goals.

In this article, I’d like to offer some simple ways to increase your board’s comfort zone and strengthen your board members’ partnership with you and your organization to impact the bottom line. I’ll be relentlessly repeating the three important components of a successful individual donor effort: Acquire, Retain and Upgrade. Your board may need some support in cultivating donors herunterladen. Make their job as easy and effective as possible. As with any motivational strategy, the more your board members get positive results, the more enthusiastic they will be to continue their participation.

Develop your key messages

Work with your board on simple, consistent messages that will convey to prospects that your organization:

Is differentiated and unique from other organizations;

Will use their investment efficiently;

Provides programming with measurable results; and

Has a compelling mission and vision that you believe in.

Leverage your board’s strengths

Not all board members are good or comfortable at all aspects of fundraising, and there’s no sense trying to fit a square peg into a round hole apps auf pc downloaden und auf handy installieren. Help your board choose their own action steps – all with the goal of Attracting, Retaining and Upgrading donors. Possible ways to contribute include:

Give a significant “leadership” gift

Identify prospective donors

Design and participate in fundraising activities and events

Engage in media and community outreach

Recruit other people who can join your work

Once your board members select areas of participation, move on to your strategies to Acquire, Retain and Upgrade your donors. It will be important to identify a collaborating “champion” or champions on the board to shepherd its development activities, ensuring that the work plan moves toward the organization’s funding goals herunterladen.

Setting the stage in your community

Raise your organization’s visibility with strategies that need not be complicated or costly. Using the key messaging your organization has agreed on, board members should be actively involved in garnering attention, reputation and donor prospects by helping with:

Media coverage: Plan for four newsworthy events or photo opportunities during the year; match each event/opportunity with a compatible reporter (i.e., the education editor or the sports editor); then make a phone call and send him or her a compelling press release. You are doing them a service by offering them great fill for their assignments.

Community events and visibility: Get invited to host a table at a community-wide event, join committees and task forces, show up at affairs and network continually throughout the community horror hörspiele kostenlos downloaden.

Constant ambassadorship: I am like the old stereotype of an insurance salesperson. I am always on the lookout for prospects. Sell, sell, sell. If someone is interested, make sure you know how to contact them to send them follow-up materials.

Personalize every strategy you and your board uses

Take care that each interaction with prospects is culturally sensitive image from google. (You may want to refer to my article on fundraising in diverse communities if you have questions about this).

Infuse a sincere passion into the key messages you have developed. Whether making a personal visit or sending a letter of appeal built around a template, you will be asking an individual to support a cause to which your organization is deeply committed virus herunterladen und verschicken. It’s worth spending time on an activity that reminds your board why your mission is important to them, so that those feelings are potent and compelling when they promote the organization.

Using the messages that you have agreed on, help your board members customize them to an individual prospect, emphasizing common values and playing to people’s self-interest. If you will be approaching a business person, he or she may care about community economic stability; if it’s a parent or caregiver, he or she may care about access to services spiele für pc kostenlos herunterladen. The question is, “Why would they care?”

Acquire new donors

Have your board members make a list of at least 20 people each that they know who also believe in the organization’s mission. That means anyone, without presumptions about finances or life situation. It is critical here to remember that you will be giving someone an opportunity to invest in a cause they believe in. If they choose not to, for whatever reason, they are free to do so.

Provide specific guidance to the prospect regarding what level of giving he or she might consider syllable separation word download. For instance, you might create levels of giving that resonate with the services you provide, such as a Heritage Patron level of $2,500 to support cultural programming or a Legacy Patron level of $500 to support citizenship education activities.

Retain

Whether they donate or not, continue to keep prospects informed about your organization’s plans and accomplishments. Remind board members to leave calling cards at places of business that they frequent (i.e., a copy shop or local restaurant) to convey your organization’s appreciation of their contribution in the community cloud download.

Continually acknowledge donors. Have your board thank donors promptly and personally with a phone call and handwritten note, acknowledge them in your materials (unless they wish to remain anonymous), invite them to events and involve them in other ways in your organization.

Upgrade

Identify a few dependable donors, including board members, who can give generous “leadership gifts” and, with their permission, leverage that information as motivation when you approach other prospects to join on or to increase their gift.

Provide past giving data to your board members, and have them identify individuals or businesses that they know. It may be time to suggest an increase to past donors. Use your judgment here, but it’s reasonable to believe that after several years, a $50 donation could be doubled and so on.

These loyal donors are also a great source for special board appeals when your organization embarks on a specific, short-term or emergency campaign.

The reality is that raising sufficient money to help your organization achieve its mission can be a relentless and daunting task regardless of the rewards. Your ability to engage your board as a partner in your efforts could be a “four-way win” situation: Your board members become inspired because they personally are making a difference, your donors are able to make an impact on a cause for which they believe, your job is just a little bit easier and, of course, your organization and the constituents you serve are the overall winners.

Learn more about Page to Practice nonprofit book summaries related to this article:

A Fundraising Guide for Nonprofit Board Members

Fundraising the SMART Way™: Predictable, Consistent Income Growth for Your Charity + Website

Super Boards: How Inspired Governance Transforms Your Organization

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Online volunteers: Nonprofit predictions and challenges

“The critical concept here is that no activity is inherently a volunteer or an employee role; it all depends on finding the most qualified person to do the task. … And if a task can be done by a volunteer, there is an excellent chance that at least some of it might be accomplished through online service,” say Jayne Cravens and Susan Ellis herunterladen.

Cravens and Ellis have recently published The Last Virtual Volunteering Guidebook, which is written for nonprofit organizations and NGOs that engage virtual volunteers to meet a mission.

Schools, courts, parks and other government programs as well as grassroots and membership associations will find this book exceptionally useful pharao kostenlos downloaden vollversion. Even for-profit corporations supporting any of the above organizations will find this Guidebook helpful in designing and managing a virtual volunteering program.

Cravens and Ellis have focused their careers on volunteering, the advent of virtual service and the ultimate blending of the two strategies. The Guidebook covers the full spectrum of volunteering online: preparation, recruitment, assignment design, screening and selection, orientation and training, advanced techniques, evaluation and accessibility herunterladen.

Predictions and challenges

In our Page to Practice™ book summary, we asked Cravens and Ellis about their predictions for online volunteering and the most common challenges among nonprofits that attempt to create these virtual programs.

CausePlanet: You have a great section in the back of the book that lists your predictions for online volunteering. Which among them do you feel most passionately herunterladen?

Cravens and Ellis: Jayne is most excited about the prediction that there is going to be a greater diversity of volunteers because of the demand for virtual volunteering opportunities from many different types of organizations and because of the appeal to such a wide group of people for these types of tasks. “I don’t think it will happen overnight, but it will happen–it’s inevitable.” Susan loves the international nature of the Web and how volunteers who are working on a cause can find and interact with anyone else on the planet sharing that cause photoshop gratis downloaden nederlands mac. So many issues are global—concern for the environment, the rights of women, ending diseases—and have no geographic borders. And volunteers are much more free to contact and collaborate with anyone, regardless of politics or funding restraints. So virtual volunteering has inherent power to change the world! We both also feel strongly the principles of volunteer management will remain valid and important, no matter whether applied onsite or online windows 10 image file.

CausePlanet: What is the most common challenge among nonprofits that attempt to create an online volunteering program?

Cravens and Ellis: Fear is the most common challenge: fear that this will create more work, fear that this will somehow put people and the organization in danger, and fear of failure spotify lieder herunterladen kosten. So often, when either of us write or talk about virtual volunteering, we’re addressing people’s fear of it. We’ve also found only organizations already capable of involving volunteers successfully in the real world are likely to be comfortable working with them online. So, as we’ve already mentioned, no organization should “create a virtual volunteering program”; it should examine its strategies for including any type of volunteer in its work and then recruit, deploy, and support volunteers whether onsite, in the field, or online herunterladen.

If you share this fear or other anxieties about tapping virtual volunteers, consider some of the following ways to prepare from Cravens and Ellis:

–       Make sure volunteering opportunities are visible on your website.

–       Overcome resistance by giving the benefits listed above and emphasizing how it will increase everyone’s skill sets herunterladen.

–       Look at the costs, which may include updating computers, software, online meeting tools, space for online forums and staff time.

–       Address tech-related issues such as IT assistance and the ability to update online forums, volunteer applications, etc tomtom karte manuell herunterladen.

–       Update policies and procedures, such as electronic signatures on documents, ways in which volunteers should represent the organization online (e.g., identifying their affiliation when they send an email), confidentiality protections, reporting procedures, reasons to terminate online volunteers, correspondence archives, protocol for sharing photos and names, etc.

–       Combine your record keeping system with the one you already have for tracking onsite volunteers, although it may be in a different format.

–       Discuss the use of asynchronous tools (people do not have to be online at the same time to communicate), such as e-mail, blogs, podcast recordings, Facebook, etc.; synchronous tools (people need to be online at the same time), such as chat rooms, instant messaging, live blogging, live webinars, etc.; online communities or forums for volunteers to share information that is found nowhere else and connect all volunteers to the organization; and cyber deputies, who are volunteers that help with your online communications in roles ranging from facilitating online forums to guiding volunteers through the application process to posting photos on the website.

–       Create a flowchart that shows all steps from the definition of a task to recruitment of the volunteer to the completion of the project so all people involved are clear how the communication works. For example, if a candidate calls to express interest, where does this information go? If a candidate emails to express interest, where does this email go? Who tracks all this information? When does the volunteer resources manager (VRM) become involved?

Then and now

At the time Benjamin Franklin invented the first volunteer firehouse in 1736, no one could predict more than 65 million Americans would volunteer today. Even more unlikely would be a prediction surrounding how technological advances would revolutionize how we can support our communities.

Volunteer service is no longer limited by work schedules, hours of operation or logistics. In this particular case, the accessibility of volunteers online also means additional systems must be implemented by the nonprofit to protect the volunteer and the organization. Remote volunteers necessitate the development of alternative recruitment and screening processes, work agreements and evaluation measures, online orientation training tools, virtual mentoring and coaching, and online recognition programs.

 

Learn more about other Page to Practice™ nonprofit book summaries related to this title:

Leveraging Good Will: Strengthening Nonprofits By Leveraging Businesses

Social Change Anytime Everywhere: How to Implement Online Multichannel Strategies to Spark Advocacy, Raise Money and Engage Your Community

Citizen Marketers: When People Are the Message

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